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Not ready to purchase your own home, but still want your personal belongings covered? Don't worry, we have a plan for you!
So you don't own your own home yet, but you still care about your stuff? We understand. That's why we have renter's insurance that protects your belongings in case of an accident or unforeseen circumstance.
Our renter's insurance program covers things like personal property, legal liability (falls and trips), as well as fire, smoke, lightning, water damage, wind storms, and hurricanes.
Renters coverage can cover hotel bills, temporary rentals, restaurant meals, and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company.
Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. For an inventory, also record model numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in a safe place away form your home.